The Layoff Safety Net
You Can Count On
CushionPay is the first co-funded layoff protection platform. We replace uncertain severance with guaranteed, portable financial coverage for the modern workforce.
FDIC-insured accounts. Insurance backed.
Severance is broken. We fixed it.
Traditional severance is costly for companies and rarely guaranteed for employees. CushionPay bridges the gap. By combining small employee contributions with employer matching, we create a dedicated financial cushion that triggers automatically if you lose your job. No negotiations, no legal battles—just immediate financial security.
For Employers
Unexpected severance payouts create financial unpredictability and legal exposure
Cost Unpredictability: Severance liability fluctuates with headcount
Risk Exposure: Wrongful termination claims are costly to defend
Talent Challenges: Hard to attract top talent without security guarantees
For Employees
Hoping for severance isn't a financial plan when you lose your job
Guaranteed Payouts: No hoping—if you're laid off, you get paid
Portable Security: Coverage follows you, not tied to one employer
Automatic Savings: Effortless emergency fund for career transitions
given back to employees impacted by Layoff
Employees contribution
Support if Any issues
Stop Stressing About Layoffs
Get A Free Quote Today
Simple, Secure, and Automatic
Three simple steps to complete financial peace of mind
Contribute & Match
Employees contribute 1–3% per paycheck. Employers match contributions or pay a coverage premium to boost the safety net.
Grow Your Cushion
Funds are securely stored in FDIC-insured bank accounts, accruing interest and building a portable safety net that grows with your tenure.
Instant Protection
In the event of a qualifying layoff, CushionPay automatically pays out 2–12 weeks of full income replacement—bridging the gap to your next opportunity.
Built for Everyone
Two users, one solution—designed to benefit both employers and employees
Eliminate Severance Liability.
Cost Predictability
Replace unexpected, high-cost severance payouts with predictable, low-cost monthly premiums.
Risk Reduction
Drastically reduce legal exposure and wrongful termination claims.
Talent Magnet
Offer a cutting-edge financial wellness benefit that attracts top talent in a volatile market.
Bank-Grade Security & Compliance.
We take your financial security seriously. CushionPay operates with the rigor of a financial institution.
FDIC-Insured
All funds are held in regulated, insured bank accounts.
Insurance Backed
Supported by leading insurance carriers to guarantee liquidity.
Automated Compliance
We handle the regulatory complexity so you don't have to.
Redefining Security for the Modern Worker.
Workforce volatility is at an all-time peak. The days of "jobs for life" are gone, but your financial peace of mind shouldn't be. We are building a universal, portable safety net that empowers employees to take career risks without the fear of financial ruin.
Ready to build your safety net?
Join the companies and employees protecting their future with CushionPay.